1 introduction of China Everbright Bank
1.1 Background
China Everbright bank was built in August 1992, is the national state-controlled joint-stock commercial banks, is governed by China Everbright (Group) Corporation, the China Everbright Ltd, the Asian Development Bank and other nearly 130 foreign shareholders units becoming shareholders, as the first international financial organization shares of the bank. China Everbright Bank has a solid financial strength, distinctive features of the ownership structure, perfect management system, reasonable layout of the network of institutions, advanced electronic business support system and standardized management system. It has been rated as one of the best profit of bank in China, the world's 1000 largest bank ranked 210th place.
Since its inception, with China's financial industry development process, China Everbright Bank, the pioneering and innovative, forge ahead, for the community to provide quality financial services at the same time, achieved good operating results, in the comprehensive management, business, international business, financial services, cultivate a strong comparative advantage, basic formation of the main business lines of balanced development, retail business contribution spends ceaseless promotion, risk management and gradually improve, innovation capability is enhanced operating pattern.
At the end of 20xx, China Everbright Bank had Loan of about 5.83 billon ,2.3 less than the year; non-performing loan rate of 0.75%, dropped 0.5 percentage points than last year; credit provision coverage rate is 313.38%, increase by 119.39 percentage points than last year. Asset quality improved significantly, the ability to withstand risks significantly improved.
In 20xx, China Everbright Bank completed IPO core capital effectively supplement.. At the end of 20xx, the capital adequacy rate for 11.02%, increase by 0.63 percentage points than last year; the core capital adequacy ratio is 8.15%, 1.31 percentage points higher than last year.
By virtue of excellent innovation capability and excellent performance, China
Everbright Bank won the "top ten Chinese banks", "Bank of the year's most innovative" and other honorary awards; sun sign business financial management was rated as "the people's most recognized financial brand", "the most popular finance product".
China Everbright Group (China Everbright Group, Everbright Group) is the Central Government Management of state-owned enterprises in China, established in Hong Kong in May 1983, country of the State Council approved the China Everbright Group hair [1983]89 date the constitution makes clear: China Everbright Group is directly under the State Council and the Ministry of company. The group is currently operating the banking, securities, insurance, investment management and financial business of large state-owned enterprise groups.
1.2 Organization Structure of the Bank
China Everbright Group consists of China Everbright (Group) Corporation and China Everbright Group Limited (Hong Kong) management inside and outside the business. The highest decision-making body for the group board of directors, by the state authorized investment group, operating state management of state-owned assets. Party committee of group plays the political core role in the group. Group supervisors appointed by the state council.
At present, group in China wholly owned 6 enterprises, holding 2 company, share 7 enterprises, joint venture 1, including the China Everbright Bank, China Everbright Securities Limited by Share Ltd, Sun Life Everbright life-insurance company and China Everbright Investment management companies and other financial institutions and enterprises. Everbright Holdings in Hong Kong, China Everbright International 2 listing Corporation, 37 fully owned company, joint venture and Associate Companies. China Everbright Holding Company Limited was established in Hong Kong in 1983. It acquired several listed companies and restructured to form China Everbright Limited and China Everbright International Limited .China Everbright Limited was listed on the Hong Kong Stock Exchange in 1997.
The Company, through its subsidiaries and associates, is principally engaged in investment activities and the provision of financial services. Prior to 20xx, Everbright
had no asset management department. Mr. Guo You, the CEO at the time set a goal to make Everbright one of China's premier investment firms. Now, Everbright conducts its business activities in three areas: short-term investments, financial services and long-term investments plus other operations. The Company provides portfolio management services for institutional and individual clients, such as China Everbright Dragon Fund. The first sere that was launched in 20xx in a joint venture with Seagate Global Advisors, LLC provides financial advisory services, such as share placements, mergers and acquisitions (M&A), privatization and project financing. 2 Practice in the China Everbright Bank
2.1 Work as a Manager
As a management department of China World Trade Center professional college students, I always look forward to having the opportunity to banking, securities, insurance and other financial areas of the company to practice. This long-awaited dream came in the summer of this year to achieve: in China Everbright Bank summer intern. Although the practice is only a short period of one month, but in the knowledge of finance, banking, corporate management, give me a profound practice course. In particular, each department manager on my guidance with caring, let me feel the beauty and warmth of the big family, I was full of gratitude and admiration on the Bank of china!
The internship work as a manager on duty, the work involved the basic content. Teach customer to account, fill in the documents, the foreign exchange program, to the public, the private business guide. And to give customers the deposit loan advice, introduces customer financing channels, to provide customers with financial information. Also teach clients how to use ATM, automatic payment machine, online banking using method and so on
Especially fill in the forms, the Everbright Bank as a small commercial bank, unlike in agriculture, engineering, construction, pay, as well as rural credit cooperatives. It and other small banks such as Bank of Ningbo, Bank of the people's livelihood of some aspects of the preferential policies, namely: because of their use is the bank
clearing system, the China Everbright Bank access in Ningbo bank card money without the need to pay the fee, the cost for customers to pay by a bank. In addition, the transfer to go to the 5 major state-owned banks, are required to fill the USW single for inter-city transfer, need to fill in strange land transfer; with the China Everbright Bank money transfers between there is no need to fill in a form. As for the other, such as debit cards for business, loss and unlock password, are required to fill in the form below. And guide customers to fill out a form and help customers to take, I became a part of the work
The Everbright Bank culture is the concept of service with a smile. For every customer to come and request to enthusiastic welcome and treats, especially in some older customers are the financial details of slowly not to mind taking the trouble to the enterprise, to win a better reputation, another is the bank related business funds for every customer effort, we must to our sustenance and trust is responsible earnestly. The bank requires not only our customers for every one of all with a smile, every one of their colleagues is to care for, care about. Commendable is the colleague to every customer requirements things will be on the heart and seriously, and the work of all has a good habit of frugality, don't waste. Every morning when the morning is a summary of the day's work and check each other's appearance, and then to a new state of mind and began to look for a day's work. I think no matter what a business, if have good corporate culture, employees have a positive mood, then the enterprise development will be on the upgrade, also is the place where more people yearn for.
2.2 Some Basic Business of the Bank that I Touched
Savings business
The savings department implements at present is the cabinet responsibility system, each teller can handle all of the savings business, that is to open an account, access to cash, savings card, Certificate did not want to corporate banking services departments did in accounting between the transmission, but each teller alone accounts processing, bookkeeping, and produced documents must be handed over to the relevant person in charge of the audit within the line first, and then passed to the superior line of "post audit".
The bank accounting settlement business
Bank accounting with the bank appear and born at the same time. The bank every business operation process, is also the bank accounting operations, accounting process, must realize through accountant. That is to say, the bank accounting process is specific for the banking business and the realization of the basic functions of the process of bank.
Bank accounting is not only the important basic work for banks, and can objectivelyreflect the operation of banks, accounting and supervision, and bank accounting of these three functions can also be counter-productive in the bank's operations, they are complementary to each other. In the Bank of practice a month, has to learn how to open a basic deposit account, temporary deposit account, a general deposit account, and the different accounts require different data; how to handle the settlement account household, how to handle the increase.
In the settlement, I learned various instruments of liquidation and transfer procedures, including bank draft, commercial bank draft, promissory and notes, although these notes, the transferring procedure and liquidation, In the "international settlement" and "financial accounting" and other courses are learned and mastered very skilled in the University, but real operation and ISBN theoretical knowledge is still very different. In the actual operation, the bank accounting is not only known to the draft, promissory notes and items, but also to accept the bill audit matters did not leak: Bill is prompt payment terms; the bill payee or recorded whether indeed the holder units or individuals; the amount of writing consistency, bank draft and promissory notes of the lowercase amount is pressed for several machine impression; the drawer, acceptor, signature with bank signature match; and so on. Specifically assigned to do practical work, help bank accounting is primarily on the notes, chapter corporate and financial chapter; learn how to knock chapter, each accounting staff, there are a lot of stars at different chapter, a receipt chapter void, bank to wait, want to be in the right place knock on the appropriate chapter; learn how to use the pressure number machine and check the printer; and so on, all these knowledge could not be learned in the school class
Internship unit: XX Grand Hotel
Internship time: XX September - November XX
Preface
Until finally the practice time, long ago there heard from senior internship junior half of the semester, it can be said to be eagerly looking forward to the arrival of this day, because we can't stand cramming for the current day in and day out of teaching, although learned from the seniors practice is not as imagined it is a happy thing.
Combined with my overall plan, I decided to practice in Select Hotel, and drew a five star hotel, that is what I want to know and study of a more ideal hotel. This is the Nanning city a five star hotel only -- Xindu Hotel (TheMajesticHotel), the name for the people of Nanning and even the whole Guangxi is big, the coincidence is the hotel general manager Mr. Chen Xiaowei made a report by invitation in the school, learned that the Mingyuan large the hotel was built in 1995, is composed of a four - star Ming Yuan Hotel and a five star Nea Metropolis Hotel a nine star hotel. Chen's report is so vivid and powerful that it inspires me to think about the desire of the hotel - what they say is consistent with what they do? Or what are the problems that need to be solved? I even started to think about what I could learn at this hotel
So what about the hotel? What can we learn from it? What else needs to be improved? What does it feel like to me? So listen to me.
Part one: Chinese food department
Mingyuan Xindu catering department can be roughly divided into the following departments: the Chinese Department (including Guangdong Xuan, multi function hall and 6 rooms), Western-style food department (including the garden restaurant and cafeteria) and beverage department (including the lobby bar, bar, bar, Lok Yi Chinese Western-style food bar and buffet). The 10 of us are divided into 3 groups, each in different departments, and changing departments every 20 days, so that we can have a comprehensive understanding of the service, sales and management of the entire catering industry. The hotel is very pleased with this, and that's what we're thinking about.
The 4 people in our group were first assigned to the Chinese restaurant - "this is the hardest part of the hotel and restaurant department!" Before we started to work, we heard someone who was telling us that in private. Well, I really have to be prepared for it!
The work of the Chinese restaurant is as hard as the predecessors said!" The hotel did not give the waiters to develop their own responsibilities and job description, although this is the key of modern enterprise human resource management in a ring, the staff of the impression that their daily job is to listen to the foreman of the task order, ready to obey the leadership, there is no fixed job, or as long as the waiter needs, what can! Fold napkin, table, dishes, dishes, these so-called withdrawal of Taiwan must do their own work part-time job handyman, what carry the table chairs, carpet and some dirty work, heavy work, hard work is our male attendants. More incomprehensible is the hotel's work time is 9 hour, and have to work overtime every day about 1 hours (no overtime), I do not know the rest system there is no violation of the "labor law", but as a true to life people who have a minimum the bottom line is, because after all, not a machine, can be used to freely use. At the beginning of the work of the three days really complain incessantly ah, every day except work or work, the most wronged to be foot, 9 hours a day, the feet standing have made a serious protest, the first thing to work is to find a place to sit down and rest. The difference between the desirable human management and the cruel reality is evident.
Another thing that makes me feel embarrassed is Guangdong Xuan uniforms is really simple, because the hotel does not spare clothing for me "tall" boys wear, so they simply let me wear pants and white shirt, vest and tie even also saved, this dress makes me the waiter and the guest is almost no difference, that once I was ready to provide services for a meeting, but the other is that the guests to attend the meeting to extend my cordial greetings to me!
The whole staff represents the image of the hotel, this is a very important aspect in the design of the VI Hotel, good staff uniforms can not only make employees more spirit so as to enhance the work efficiency and staff uniforms reflect an inherent culture of an enterprise, there is no culture of the enterprise as a person without a soul. It is just a lack of a dead-alive person only, the morale of the enterprise how to benefit?
But I am delighted that the hotel staff mostly are so warm and friendly, they did not because we are indifferent to our interns and stiff, in a long time, a sweet smile from my colleagues, but a re General of the "hard" will make people moved, it seems the employees can understand the mood of the people, because they can stand in their own point of view, because they tell people the truth "." This is also one of the qualities that hotel leaders lack!
In the restaurant's day on this day is over, in these days, I really learned a lot of things: in addition to learn Chinese catering service procedures and techniques, Guangdong characteristics and kinds of lessons on what can be learned outside the classroom can learn some more difficult to learn: how to deal with their own the interests and the interests of the hotel, how to deal with the relationships between colleagues, how to adjust their mentality, but I understand that as a waiter should have a strong sense of service. In a chat with a department manager, the manager mentioned the service consciousness, I very much agree with his point of view: "service consciousness but has asked the waiter to provide quality service to guests and the concept of desire, at the same time should also have the same sense of their colleagues." Yes, this is the true meaning of "service consciousness", which is the embodiment of a real quality of a waiter.
The second part: Western food department
The western restaurant named "GardenRestaurant" is called "Garden Restaurant". I think it may be because there is a small artificial garden outside the dining room. The dining room is comfortable, a typical Western style restaurant, which is divided into smoking and non-smoking areas. But if you can put in place with some western art crafts or murals this may attract more guests to far away guests have a feeling has returned to the motherland.
The management of the western restaurant is quite different from the Chinese restaurant, from the service process to the management of staff are more standardized and more stringent than the Chinese restaurant. When I came to the western restaurant, I felt like I was unloading a heavy load, because the work in the western restaurant was so relaxing! You don't have to do anything, even if it's the easiest thing to do: wipe the dishes, take the table, set up the table, which is just too far away from the Chinese restaurant. But in the western restaurant, if you don't do anything, you have to stand, which makes people feel the time is very slow, feet began to protest. Sometimes, there are more waiters in the restaurant than guests, and the guests are very uncomfortable when looking at the guests together. Therefore, suggestions of the restaurant management personnel can flexibly arrange, such as allowing employees to take turns to rest, in less time as long as two waiters enough, let everyone rest not only can make the staff to reduce foot fatigue, but also create a harmonious environment, and do Why not??
The service of Western food and the service of Chinese food are very large, which often makes us interns do not know what to do, and how to do it well. But what makes us puzzled is that we were just at the time of the internship, and the hotel was training some new employees, but the hotel was not allowed to take part in the training. This makes us very dissatisfied, why not give us training? Although we have only a short internship in the hotel, we have come to study in the hotel. Should the hotel consider more for our interns?
The third part: Beverage Department
Finally, we came to the last stop of the internship: the wine department, because of the National Day holiday and the end of the week practice, make our last stop time is particularly short, probably only a week ago.
On the first day, he came to the liquor department and didn't know what to do. A big day has passed, and some of us do not know what to do with a few headless flies. Finally, a colleague came to tell us to wipe the glass, and then we found something to do. But after wiping the glass, I don't know where to go. Well, the feeling of being abandoned is not so good.
When the wine department is busiest, I think it's about the evening. Because it was the hotel of the season, so almost every night, the guest box or table table wedding, so we finally have a place to fly without head, that is for the guests to pour the wine, for a long time we have come to realize that our work is mainly to help wipe the glasses, glasses, swing stands pouring for the guests, but for how cocktails, grinding a good cup of coffee, we are absolutely ignorant of it does make people feel sorry.
In the bar the time is too short, then this is not too much. But there is one thing I can say without reservation, not only is this department, other departments also let me have this feeling: that is the lack of a hotel to cohesive corporate culture, one will do a culture different from other hotels and other restaurants, which makes each hotel give people a feeling of deja vu, a clone of feeling, and this culture is enough to support the whole hotel!
The fourth part: summary
The above is my experience in the process of practice, from the overall perspective of the hotel management, from my two months of practice, can generally summarize the following aspects of the deficiencies:
First, we should change the traditional attitude towards employees. Man is the main body of management, which is small and should be grasped by all managers. In the management of subordinate relationship is a division of labor, the relationship is not a rule and ruled; on the contrary, modern management philosophy tells us: management is a special service, managers only do lower levels of service, help subordinates and make outstanding achievements in the work, managers will have their own management the performance. The management of modern enterprises must adhere to the "three God", namely: market, customers and employees! An old employee said to the leader in the BBS of the hotel: "be kind to your employees and be a good leader. Remember, you don't manage all machines."." I think that's probably what every employee wants to say to the leader.
Two, enterprises lack a kind of spiritual enterprise culture which can unite people's minds. A nation has its own national culture, and an enterprise also needs to have its own corporate culture. The construction of enterprise culture is not dispensable, but necessary for the survival and development of enterprises. When enterprises are facing various challenges, and all the people in the enterprise need to work together to unite together. For the construction of enterprise culture, and he will usually lacking spirit of cooperation, to each of the mind, and no one really for the development of enterprises have been seriously thinking, in other words, is not himself into the enterprise. Thus, the construction of corporate culture is the necessary guarantee for the survival and development of enterprises.
Three, enterprises lack a set of effective incentive mechanism and promotion system. In hotel incentive mechanism, too much attention is paid to material incentives, while spiritual incentives are ignored. In fact, in addition to the traditional rewards and punishments incentives, there are many incentives for our managers to draw on. Sometimes, a smile or an appreciation from a leader is more effective than a reward for a pay increase!
The above is my thoughts and feeling of this practice, as a kind of feeling, it may be a lot of subjective traces, but only employees can really enjoy this feeling, therefore, hope that managers in making decisions, but also consider the interests of the station in the hotel can more consideration for their employees, the only way the decision to get more of the employees. Finally, thank you for offering such internship opportunities and thanking the teacher for your help, and wish the hotel better and better.
Position:
Recruiting manager of the testing department
Duty:
This August I found a new job which is a recruiting manager of a famous software company。 Because of the operation of our company is providing world-class IT solutions to global clients。 So every position requires good English communication skills including mine。 In this job I lead a hiring team and be responsible for supporting staffer needs of the testing department。 The latter half of the year is the busiest period， because many new projects have been processing。 Almost all the project teams are short of hands。 Software outsourcing is an agreement that provides deadlines for completion of the work。 If we could not find employable engineers in time， the vender must change the order to other competitory company。 In order to drive for quality hire with short cycle time。 I communicate with testing projects leaders to know every projcet’s distinctive characteristic， technical details， position salary and tensity of the task。 Then list a rate of progress， arrange recruiters in charge of different project according this plan。 For expedite the recruiting progress， I also take on the role with responsibility for ADOBE and EMC (clients’ company)。 Define the job and recruiting action plan。 Choosing resumes， interviewing with candidates and commending qualified candidates to attend client’s final test are my daily grind， to most effectively coordinate with staffing processes。 If the candidates pass the final test， we will announce correlative dept to transact procedure。 Implement testing department staffing processes to ensure compliance。 Up to last month our recruiter team has hired seventy eight qualified staffers including I found the nineteen engineers。
It is in JINXIU travel agency that I have my practice.There are six departments and I was in two departments: treatmemt department and ticket department. My job is receiving guests in the office and ordering plane ticket for costomers， and some times I also answered the phone， helping visitors understand traveling route of travel agency or taking tickets for them.
Because tourism is a service industry， so I want to learn how to communicate with different People and learn some business about travel agency.Must pay attention to others every action and every movement， must learn the skill which converses with the visitor. This is I learns the most useful experience in the travel agency.
Through this experience， I received some knowledge we must understand first as follows，
First， I ought to kown the traveling place’s inside and outside traffic and the environment protection.
Second， the travel agency’s service regulations and management tips.Third， the travel agency’s nature and management business and management model.
Travel agency is the professoinal organazation which provides traveling service for people. Since the professioal nature， the tourism is the service industry. It provides meal， hotel， route etc service.
Service atitude is very important in tourism. You ought to smile to every person in order to make them finding you are friendly. And I must strive for the opportunity. Regarding this point， I have the depth experience. Because is an intern， therefore the company cannot invest too many resources to you. The company thought the practiceborns with is the practice finished must return to the school tostudy， future not necessarily will be able in the practice unit work.Often practised the unit to arrange the work for you， could not specially teach you more things. After I entered company period oftime， I realize this question. How then solves this problem? Whenever after I complete the work task， I all can help other staff to handlesome trivial matters on own initiative. For example: Printing， typing， scheduling. This procedure advantage is obtains outside other staffs favorable impressions， they in unconsciously center already relied on you， some matters were used to it you to do. Thus， I have the opportunity to ask for advice other staffs， learns more knowledge，obtains more experiences.
In addition， I must work hard and serious. I found everything is not easy. I can’t make any mistakes when I check the plane ticket or seting a fax， or I can make a worse consequence. And I also should be careful for my writing， it’s very important to make other people understand you meaning well. From this experience， I feel sincere to every person are so important， if you are sincere to others， they can sincere to you too. Sincere is very important to communicate with others. And whatever you do， patience and obligation are so important， you should be calm down first and you can do it well.Each internship is a student must have some experience， it enabled us to understand the social practice， we learned a lot in the classroom attendance less than the fundamental knowledge， but also opened up a vision and experience， as we move further toward the community after laying a solid foundation.
But this experience also make me recognize a lot of shortcomings for myself. It competes very seriously between travel agencys. You not only should take hold of professional knowledge but also you should understand how to get along with different people. I find I’m lack of education and experience. It’s very different between school and social. I feel the theory which learned in school are not the same to the work concept. That’s the reason why we are practice. It can make me strengthen and understand the knowledge in class and bring up our living capability.
I am a foreign language professional tourism students and I learn in books on the management aspects of the knowledge and English， it seems easy to understand， but not put into practice. During this experience， to the unit after the internship experience difficulty of how to personally stood up to the time before aware of their knowledge， abilities and experience is how the lack of. During the internship， I have broadened our horizons， a growth of knowledge， experience the brutal competition in society.
And I have to talk about something about traveling.
First， I found some advertisements in the newspapers and magazines published the almost same routes as in the dining trip accommodation， transport and other more or less the same by diffenent travel agency. because this is the same single product， Leading to big price war among travel agencies， travel agencies are bring down the price of a line， which will inevitably lead to a decline in the quality of service， and travel agencies also do not want to develop new tourist routes and tourism products， as a new tourist route development requires substantial financial resources. Spent a great cost. And the development of the new line will be out soon after the other copy to use travel agents， this would weaken the competitiveness of the travel agency， so it is imperative to strengthen the tourism property rights， not just the protection of the right to travel， but also to consumers in general to embody a new surprise.
Second， theguided tours of service quality dorpped.Tour guides， they led a group of very rich experience， on average， they have 2 or 3 years of work experience， their qualifications compared to other places for education is high， tour guides have evidence， but most are primary or middle level. High Guides did not have Chinese as a foreign language tour guide for the lack of qualified personnel， which guides the basic wage less money in general and how many number of times a group linked to the group also earn more.
Third， The travel industry is characterized by seasonal tourism market demand for seasonal tourism formed， resulting in travel demand due mainly to seasonal changes in the small tourist destination of the natural climatic conditions， tourism activity by natural climate conditions than Great. In general. Seasonal climate conducive to attracting a large number of leisure tourists come to visit. Holiday，Bitter cold and Hot， such as bad weather is not conducive to tourists tourism.
That’s some limits for tourism， but I believe people will solve it in future.
This experience makes me learn a lot of konwledge about travel agency and society. Andmakes foundation to my work in future. So， it’s very meaningful to me.
It is my honor to stand here today。 First of all， I want to thank our dean Mrs。 Li to give me this chance to deliver a speech to you。 Thanks。
This is a speech about practice report， in the first place I want to share with you about my work experience。
In the first summer vacation in the college， I changed 3 part—time jobs。 The first one was waiter； the second one was teaching assistant in Talking Time Language Village （TTLV）； the third one was interpreter in a Highway Service Station。 Maybe you will ask me how can you get 3 part—time jobs and why do you want to change it？ Actually this is a good question。 Here are 3 reasons： first I want to speak English，second I want to practice English， third I want to use English。 This was also the main reason I quitted the first one job waiter。 Then I searched TTLV online and I attended the interview and passed the teaching test。 Everything seems went smoothly， I started to work there in a few days later。 I was a teaching assistant there， I was in charge of 8 students in my class and I assisted the foreign teacher to interpret for the students during the class。 I work there for 20 days then I left because of Olympic Games in China。 So I lost， that seems God always take good care of me， one of my supervisor in TTLV recommended a good job to me after I lost a few days， that was my third job in that vacation。 I was an interpreter and I was in charge of communication with foreign friends there。 I worked there for 30 days， I got 1500RMB which was my first time to earn so much money by myself in my lifetime。
In the following winter vacation I went back to TTLV。 I was in the same position there， but different students and different teachers， so I made new friends， I got along with my foreign teachers and I improved my English a lot， especially， Brad who is an American， so well we got along with each other that he went back to my hometown with me to celebrate Spring Festival with my family， he spent 3 days with my family of course I was the only interpreter between my family and Brad。
In this summer vacation， Customized English Services which is a new comprehensive English service in Shijiazhuang was founded by Brad。 I was lucky to be selected by him。 Now I am working with him to assist him to do office work and establish business relationship with new clients。
Above all， I mentioned so much work experience of mine， almost are related to English， if I don’t know English， if I don’t speak， practice， and speak English I have nothing。 Actually I am not the best one among you， some of you are better than me， but you need to stand out to show yourself。 If you have no chance， make it； if you have a small chance， grab it and make it bigger and bigger。
English is an language it is a tool used by human， so let us be master of English let English be our servant。 We need to take advantage of English， nor does let English take advantage of you。 Before I end my speech I wish everybody be the master of English and your life， find a decent job with English in the future。 Thank you！
It is my honor to stand here today. First of all, I want to thank our dean Mrs. Li to give me this chance to deliver a speech to you. Thanks.
This is a speech about practice report, in the first place I want to share with you about my work experience.
In the first summer vacation in the college, I changed 3 part-time jobs. The first one was waiter; the second one was teaching assistant in Talking Time Language Village (TTLV); the third one was interpreter in a Highway Service Station. Maybe you will ask me how can you get 3 part-time jobs and why do you want to change it? Actually this is a good question. Here are 3 reasons: first I want to speak English，second I want to practice English, third I want to use English. This was also the main reason I quitted the first one job waiter. Then I searched TTLV online and I attended the interview and passed the teaching test. Everything seems went smoothly, I started to work there in a few days later. I was a teaching assistant there, I was in charge of 8 students in my class and I assisted the foreign teacher to interpret for the students during the class. I work there for 20 days then I left because of Olympic Games in China. So I lost, that seems God always take good care of me, one of my supervisor in TTLV recommended a good job to me after I lost a few days, that was my third job in that vacation. I was an interpreter and I was in charge of communication with foreign friends there. I worked there for 30 days, I got 1500RMB which was my first time to earn so much money by myself in my lifetime.
In the following winter vacation I went back to TTLV. I was in the same position there, but different students and different teachers, so I made new friends, I got along with my foreign teachers and I improved my English a lot, especially, Brad who is an American, so well we got along with each other that he went back to my hometown with me to celebrate Spring Festival with my family, he spent 3 days with my family of course I was the only interpreter between my family and Brad.
In this summer vacation, Customized English Services which is a new comprehensive English service in Shijiazhuang was founded by Brad. I was lucky to be selected by him. Now I am working with him to assist him to do office work and establish business relationship with new clients.
Above all, I mentioned so much work experience of mine, almost are related to English, if I don’t know English, if I don’
function and application of descriptive translation studies
1 introduction
the intention of this study is to explore possible advantages of descriptive translation studies as in its application in translation practice and translation analysis.
since early 20th century, translation studies gradually broke away from the marginal status within other related disciplines and established itself as an empirical science. from then on, schools of thought have kept coming out and each claims its legitimacy for existence. among these schools is descriptive translation studies (dts).
dts approaches translation from an empirical perspective. translation is viewed to be a social activity having significant importance in the receiving culture and for the target community. therefore, translation is dealt with beyond the linguistic realization and language comparison, and is incorporated in social and cultural context.
my attention was first directed to dts by its peculiar characteristic of observation, description and explanation. the subject is whatever happens in translation practice, from the determination of prospective function of translation to the process of translator&’s choice of strategies, brainstorming and the revision, to the final product making appearance in the target community.
the method of dts is basically descriptive. the prescriptive tendency and the problem-solution pattern is abandoned. translation phenomena are noted down. with accumulated data, some underlying truths about translation will come out which will prove to be instructive not only for theoretical probe but also for applied translation practice. i will apply this descriptive method in the case study of this thesis.
a convenient tool has been set up to conduct dts. norm is operative at every stage of description and explanation. function, process and product and their relationship as well are skeletal structure of what constitute descriptive studies. translation phenomena are accounted for with the help of norm.
the case taken in this thesis is the chinese classic the dream of red mansions. two english versions translated respectively by yang hsien-yi and david hawks are compared and observations are made in regard to their translation approaches.
in this regard, my observations are limited to several aspects, i hope in-depth observation and explanation will done in light of dts.
2 outline
2.1 development and major concepts of dts
in this part i will describe holms&’ basic map of dts and the relationship between function, process and product. i will also discuss some important concepts such as pseudo-translation, multiple translation, translationese, norm etc.
2.2 methodolgy
i will in this part discuss the methodology of dts before i apply the same to the case study in this thesis with emphasis to be placed on semiotic approach and the concept norm.
2.3 dts in contrast to other theories
a contrast study will be conducted here with the objective to find the difference of dts from other theories such as equivalence theory and the chinese xin da ya criteria. some advantage will possibly be shown in this study.
2.4 case study
in this part, translation of the dream of red mansions (also translated as the story of the stone) will be under investigation in light of dts. translation samples to be quoted here will be selected at random.
2.5 conclusion
based on the above elaboration of dts and the case study, possible conclusion will be on the advantage of dts in specific study of translation. suggestions on further research efforts will be made also.
(note: while the topic will remain the same, the above arrangement of contents is subject to change in the process of writing.)
Executive Summary
I. Internships profile
Chengdu Bank, founded in December 30, 1996, the former Chengdu 44 urban credit cooperatives founded Chengdu Urban Cooperative Bank, Department of Sichuan Province, the first city commercial banks. October 28, 20xx, approved by the China Banking Regulatory Commission, the Bank of Chengdu in the Chengdu City Commercial Bank officially changed its name to mark the beginning of the line development by local banks to regional banks, national bank. At the same time, Bank of Chengdu continuous joined this "20xx Global Commercial Banking 1000 ", " 20xx top 300 Asian banks ", "20xx China Banking 100 comprehensive strength rating of the authority of international commercial banks.
II.Internship process
The purpose of this internship is to master basic banking skills through internship in Chengdu Bank, familiar with the day-to-day banking business operating processes and work systems. The internship process includes the following phases:
(A) for internships and institutional setup, staffing and so on.
(B) learn the basic banking business processes , including the following areas: banking savings business , such as demand deposits , Lump fixed- two will be ; bank of public services, such as accepted cash a check issued by bank draft ; credit card business , such as credit card account opening an account, cash access , etc.; the business of LaSalle ; loan business .
(C) Knowledge of bank accounting method, subjects set the account settings, accounting methods to determine.
(D) Summary of internship after, and fill out the the internship identification table, write a practice report.
General rules and regulations of the Chengdu Agricultural Bank of China is quite comprehensive. It explicitly provides for the operating specifications and codes of conduct of the staff.
Followed left me with the most profound impression that the role of modern banking in the everyday lives of people is not limited to savings and lending at the same time, modern banking services related to all aspects of people's lives, pay the insurance charge the bill, pay the ticket , buy funds, stocks, foreign exchange , financial ... exaggerate the point is you cannot think , no bank cannot " .
Below to talk about my work experience in Chengdu Bank, the first few days is mainly behind the instructor to read and the instructor how the specific operation, looked about three days to learn about the full set of processes of the bank counter service, the Agricultural Bank of China have : non-staff are not allowed to operate , and I am a non - Bank of Chengdu , is not exposed to cash . The beginning of my task is to guide customers to fill out a form similar to the lobby manager.
Then, I began to learn the savings business. Now, the savings business of the Agricultural Bank of China to implement the teller is responsible for system is that each teller can handle all of the savings business , that is to open an account , cash access , report the loss , the solution linked , the size of the banknote exchange , accepted the intermediary business . The certificate is no longer as the public business sector as to pass between the accounting, but each teller a
separate account processing, and accounting. However, documents of each teller system should be handed over to the person in charge of the relevant line first audit, and then passed to the higher life after the audit. Daily handover between learning teller reconciliation is essential to the reconciliation in addition to to check the cash accounts and are consistent with, but also view important blank vouchers are missing, subpoena, whether continuous and so on. Teller between reconciliation is also useful program generally will be counting the cash, and then an inventory of crucial gaps in credentials such as passbook, bank cards, certificates of deposit.
After three days of learning, I started learning the business of the bank's accounting. That is for the company's business. The accounting department of accounting of public business (is referring to the bill business) is divided into three main steps, accounting, review and cashier. Said the bill business predominantly refers to the checks, including two kinds of note of transfer and cash checks. For cash check business is being audited, see the seal of the drawer seal in line with the bank set aside , is through the computer Yan Yin , or manually check ( my internship bank equipment is not quite keep up with advances in technology also uses a manual check ); look at the case are the same amount , whether the altered amount of the ticket , the ticket issue date , payee elements , check whether it has been more than prompt payment terms , check whether the overdraft , if the endorsement , the endorsement shall be signed are consistent , is worth noting that capital amounts to the whole , to the sub , you cannot remember the whole .
Cash checks , accounting, bookkeeping , audit and correct accounting , and then passed to the Members of the accounting review , Members of the accounting review is recognized as correct , it is passed to the cashier , the cashier stamped cash paid , the payee can be the cashier's office to receive cash ( cashier reconciliation with the payee orally ) . Note on transfer of audio content is the constant cash checks, handling audited by the accounting bookkeeper accounting review of the members of the accounting review. Here is a recorded time. Cash checks and payment behavior Bank note of transfer (such as the internal dealings of the savings bank, cash the two sides units Bank account) are direct credit. Note of transfer is not the payee , the drawer with a line to open an account , as some commission collection , etc. , after clearing can be accounted for , the county-level sub-branches are not open an account in the local People's Bank of accounting loss reflected in the money " subject " stored within the system , while the provincial branches in direct contact with the central bank balances with central banks "subject . As a better understanding of learning in school is the latter. There are a number of subjects such as "internal transactions " refers to the accounting department and the transfer of funds of the savings department , such as generation of enterprise wages ; storage system money " refers to the lower line of the affiliation stored in a superior line of liquidation provision for allocation of funds , deposit reserve .
We are familiar with the balances with central banks " is used by the provincial branch of the direct contacts with the central bank accounts. Relatively large amount of monies paid (generally greater than or equal to 5 million) to register a large amount in the registration form and a checksum should be paid by the accounting officer signing.
Bank is the lending operations. Due to the actual current situation, the financing of SMEs, despite the central bank has repeatedly introduced a program to encourage bank lending to SMEs, however, are strictly controlled within each bank. Agricultural Bank of China is also true. Therefore, the bank besides invested the field of personal loans. Should be noted that the bank's personal loan business is not directly lend to individuals, but to enter into certain agreements
with the business, in fact, is to lend to businesses, then businesses sell their goods to the individual, personal repayment to the bank. Bank signed an agreement with the business review business documents are complete. Individual provide the applicable proof of income, identity to the banks. Are generally as collateral to purchase the subject matter, the most common is the chattel mortgage (such as car loans) and real estate mortgages (such as housing loans). The credit department's is loan approval separation system, that is, loans to clients to develop specific loans to the audit staff of loan possibilities to carry out their duties.
I think there should be a strong team of reform in the reform, the establishment of an effective incentive and restraint mechanisms, the mechanism of competition and pay assessment mechanism, able to mobilize the enthusiasm of people. Reform pay attention to the principle of cost-effective, and also pay attention to Zequan Li principle of combining.
III.Summary
"The paper come says, must know that this practice is essential." In the short-term internship, I deeply feel their superficial knowledge and lack of expertise in the practical application of the beginning period of time, are unable to start some work, at a loss, it makes me feel extremely sad. At school always consider learning, once exposed to the actual, only to find that they know is how little, and then truly comprehend the meaning of “learning".
" A journey of a thousand miles begins with one step " , which is more than a month short and enrich the internship , I think that played a role of a bridge for me to society , the role of the transition , life experience , is also an important steps to go to work in the future also has a great help. Humbly ask for advice to others, to comply with the organizational discipline and the rules and regulations, and human civilization, exchanges and other life in society as the basic principle should be implemented, in real life use habits have to continuously train in real life.
Internship, bitter and sweet, smooth road more than the threshold is a challenge and an opportunity, this threshold may be an obstacle may be the ticket leading to another world.
When the end of my internship, and then look back to the time of the green ears of corn, to see the smiling faces when the ebullient. I know that the bank there are a lot a lot to learn!
WangYi